Standard Checking

Our Standard Checking Account requires a $200.00 minimum balance. A service charge and per debit transaction fee will be assessed if the balance falls below $200.00. Garfield County Bank offers a MasterCard© Debit Card to accompany this account.

Payless Checking

Pay Less Checking does not require a minimum balance. There are two types of Payless Checking.

1. No Service Charge (Check Images are not returned with the statement).
2. $6.75 Service Charge (Check Images will be included with the statement).

Garfield County Bank offers a MasterCard© Debit Card to accompany this account.

Money Market Checking

Money Market Checking accounts are an interest bearing checking account. Money Market Checking Accounts require a $1,000.00 minimum balance to obtain APY. A service fee and a per debit transaction fee will be assessed if the balance falls below $1,000.00. APY will not be reached if the balance falls below $1,000.00 any day of the month. Garfield County Bank offers a Mastercard© Debit Card to accompany this account. Please contact the bank at (406) 557-2201 for current rates on Money Market Checking Accounts.

For further information about any of these accounts please contact a member of our staff by calling (406) 557-2201 or stop by the Bank.

Important Information About Procedures For Opening A New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.